Liability provides protection if you harm or kill someone while driving. It also provides for a legal defense if a lawsuit is filed against you. Keep in mind, bodily injury liability covers injury to people, not your vehicle.

Liability protects you if your car damages someone else’s property. It also provides you with legal defense if another party files a lawsuit against you

Personal Injury Protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage, because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard to "fault," or more properly, legal liability. PIP is also called "no-fault" because, by definition, a claimant's, or insured's, insurance premium should not increase due to a PIP claim.Medical payments

No-fault or personal injury protection coverage pays the medical expenses of the injured driver and passengers in your car. There may also be coverage if you are hit by a car.

No-fault or personal injury protection coverage pays the medical expenses of the injured driver and passengers in your car. There may also be coverage if you are hit by a car

Pays for your injuries & your vehicle caused by an uninsured driver

Insurance designed to pay for the repair or replacement of the policy owner's car in the event of an accident, no matter who caused the accident. Collision coverage usually requires the payment of a deductible when a claim is made and may be required to secure a new car loan.

Comprehensive coverage
(COMP, Other Than Collision, OTC) covers your insured vehicle for physical damage losses resulting from incidents other than collision. This normally includes coverage for:

•    Theft
•    Vandalism
•    Glass damage (such as a broken windshield)
•    Damage sustained from hitting an animal or bird
•    Damage from falling objects or missiles
•    Fire
•    Floodwaters
•    Damage sustained due to severe weather or natural disaster -- such as wind storm, hail, hurricane, tornado, etc.